Fema Elevation Certificates and Loma Applications
What is a FEMA Elevation Certificate?
An Elevation Certificate is an official document used by the National Flood Insurance Program (NFIP) to determine the elevation of buildings in a FEMA (Federal Emergency Management Agency) flood zone. The Elevation Certificate must be performed by a licensed, professional land surveyor. The certificate describes the type of building on the property, elevation of the ground outside, the location of machinery, and elevation of the floors (including basements or crawlspace).
The Elevation Certificate includes:
Why should I get an elevation certificate?
Elevation Certificate Process
What is LOMA?
LOMA Flood Plain Removal
Flood Hazard Zones are typically found in low-lying or coastal areas. FEMA has determined Base Flood Elevations for most Floor Hazard Zones. The Base Flood Elevation is an elevation above the mean sea level which indicates the predicted water surface elevation resulting from a flood that has a one percent chance of equaling or exceeding that elevation in ant given year. You may use the FEMA Map Service Center address search feature to determine if your property is located in a Flood Hazard Zone or simply contact FEMA at (860) 448-0400 for assistance.
Essentially, the only information the surveyor will need is the address of the property and the name and contact information of the person responsible for executing the service contract and issuing payment.
If your house has a walkout basement, a slab foundation, or an accessible crawlspace foundation, the surveyor will most likely be able to complete the survey without accessing the house.
An elevation certificate can usually be provided within one week to ten days. If your situation requires immediate action, we will make every effort to accommodate your schedule.
Faulty FEMA maps force homeowners to buy unnecessary insurance.